Social Security has gotten a lot of attention in the media recently. As a result, I answer questions from clients regularly that primarily ask, “Will Social Security exist when I retire?” The answer is yes, of course, for two main reasons: 1) The federal government owns a printing press for currency as was demonstrated spectacularly during the COVID crisis; and 2) the younger workers (which is a rather large group of people making more money than you did) are paying more into the system. Thus, it is important to be aware of the rules that surround your benefit. Too often, folks file for Social Security without doing any planning whatsoever. We cannot stress enough the importance of understanding how your benefit will impact you.