#69 Summer Budget Spotcheck
Looking for a practical mid-year financial check-in? In our latest "Connecting the Dollars" podcast episode, Amanda Vaught and Emily Agosto shared actionable tips for staying on top of your budget—without the hassle of tracking every penny.
Here are 3 key takeaways you can put into action right now:
- Embrace Budget Flexibility: Expenses aren’t the same every month. Instead of getting discouraged by a "blown" budget, recognize that life’s natural rhythms (holidays, graduations, vacations) often lead to higher or lower spending.
- Review Your Paycheck & Withholding: Don’t let automatic deposits keep you in the dark. Regularly checking your paycheck can help you spot errors, adjust your savings/401(k) contributions, and avoid an unexpected tax bill.
- Set Up Multiple Savings Buckets: Go beyond emergency funds—create a supplemental account for fun, unplanned events (like concerts or last-minute trips). This gives you freedom to say "yes" to opportunities, knowing your essentials are covered. Everyone’s money habits are different—what matters is finding simple routines that work for you.
Got a budgeting trick that helps you stay on track? Share it in the comments, or reach out to us directly. Let’s keep connecting the dollars!